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Merchant Accounts

8 Best US High-Risk Merchant Service Providers in 2026

| December 19, 2025

Looking for a high-risk merchant account? Take a look at our side-by-side comparison of the best US high-risk merchant service providers.

As banks and card networks continue to tighten underwriting rules and chargeback thresholds, more businesses than ever are being labeled “high-risk.” When you end up in that category, opening — and keeping — a merchant account with a standard bank or a payment aggregator like PayPal or Stripe becomes extremely difficult. Even if you are… Continue reading 8 Best US High-Risk Merchant Service Providers in 2026

How To Open an Adult Merchant Account

| November 12, 2025

Learn the steps and documentation needed to open an adult merchant account and keep processing without fear of freezes or shutdowns.

Opening and running an adult business inevitably comes with a set of payment processing challenges. Whether you operate an adult content site or an online toy store, you’ve probably noticed that many banks and traditional processors shy away from adult transactions.  The industry is labeled “high risk” due to higher chargeback rates, strict compliance rules,… Continue reading How To Open an Adult Merchant Account

Stripe Account Frozen or Closed? What It Means and What to Do Next

| October 22, 2025

Find out what to do if Stripe freezes or closes your account. Learn recovery steps, payout timelines, and high-risk processor alternatives.

Few things are more frustrating than waking up to find your Stripe account frozen or closed. Your payouts are stuck, new payments can’t go through, and Stripe’s emails don’t exactly explain what went wrong. Stripe is a great platform for many startups and eCommerce brands. However, if your business could be considered “high risk”, you’re… Continue reading Stripe Account Frozen or Closed? What It Means and What to Do Next

Getting a High-Risk Merchant Account and Gateway for Shopify Merchants

| October 14, 2025

Learn how to set up a Shopify high-risk merchant account and connect a third-party payment gateway with your Shopify store.

Selling high-risk products on Shopify can be tricky. While Shopify makes it easy for most businesses to start selling online, its in-house payment solution, Shopify Payments, doesn’t support every type of business. If your store falls into a “high-risk” category, you might find your account suddenly on hold — or worse, terminated. To avoid that,… Continue reading Getting a High-Risk Merchant Account and Gateway for Shopify Merchants

Terminated Merchant Account: What to Do If Your Merchant Account Gets Closed

| August 20, 2025

Your merchant account is terminated? Learn why accounts get closed, how to secure your funds, and where find a new merchant services provider

Having your merchant account suddenly shut down can feel like the rug’s been pulled out from under your business. Payments stop, cash flow takes a hit, and the clock starts ticking to find a fix before your operations grind to a halt. Accounts get closed for a handful of reasons — from your processor deciding… Continue reading Terminated Merchant Account: What to Do If Your Merchant Account Gets Closed

An Overview of High-Risk Merchant Account Fees and Rates in 2025

| June 15, 2025

We list and explain all of the high-risk merchant account fees and associated rates based on industry averages.

High-risk merchants operate in industries that payment processors see as unpredictable or more likely to experience chargebacks, fraud, or regulatory issues. Think CBD, adult content, travel services, subscription boxes, and other sectors where risks (real or perceived) make banks nervous. As a result, high-risk merchant account fees and rates are higher than those of traditional… Continue reading An Overview of High-Risk Merchant Account Fees and Rates in 2025

Does PayPal Offer a High-Risk Merchant Account?

| April 30, 2025

Is PayPal a good fit for a high-risk business? Learn why PayPal freezes high-risk accounts, how to avoid problems & find better alternatives.

PayPal is one of the biggest names in online payments. It’s easy to use, quick to set up, and trusted by millions of people worldwide. But when it comes to high-risk businesses, PayPal is not a good option — in many cases, it causes more headaches than it solves. In this short article, we’re going… Continue reading Does PayPal Offer a High-Risk Merchant Account?

How to Open a High Risk Merchant Account

| March 11, 2025

Learn what the application requirements are, how to compare and vet potential providers, and how to open a high-risk merchant account.

Some businesses are naturally riskier than others — at least in the eyes of banks and payment processors. If you run a high-volume merchant account, sell CBD products, offer travel packages, or operate in industries with high chargeback rates, you’re likely considered a high-risk merchant. For businesses like yours, getting a standard merchant account can… Continue reading How to Open a High Risk Merchant Account

Merchant Accounts Explained – Types and How They Work

| December 29, 2024

All you need to know about merchant accounts: what they are, the different types available, how they work, and where to open one.

A merchant account is essential for businesses that want to accept payments via credit cards, debit cards, and other electronic payment methods. Understanding how merchant accounts work is key to choosing the right provider for your business. Whether you’re running a retail store, an online shop, or a high-risk business, having the proper merchant account… Continue reading Merchant Accounts Explained – Types and How They Work

Gym Merchant Services – Payment Processing Solutions

| June 22, 2023

Gym merchant services and robust gym payment processing software solutions help streamline operations when accepting credit & debit cards.

In today’s modern world, staying fit and healthy has become more challenging due to various factors, particularly time management. As a result, gyms and fitness centers need exclusive gym merchant services and robust gym payment processing software solutions to keep up with the surge in memberships. With this growth comes the need for seamless and… Continue reading Gym Merchant Services – Payment Processing Solutions

Salon Merchant Account – A Comprehensive Guide for Success

| May 18, 2023

A salon merchant account provides salon payment processing solutions & spa merchant services to help simplify payments and increase retention

Beauty salons must invest in the right technology and payment processing tools to remain competitive in a market that is still recovering. Enjoying the benefits of an efficient salon merchant account can help simplify customer transactions, increase customer satisfaction, and give your salon the edge it needs to thrive. Merchant services for salons & spa… Continue reading Salon Merchant Account – A Comprehensive Guide for Success

Veterinary Merchant Services – The Complete Guide

| May 1, 2023

Veterinary merchant services are veterinarian payment processing solutions for veterinary practices to help streamline credit card acceptance

Veterinary merchant services are veterinarian payment processing solutions are designed specifically for veterinary practices to help streamline credit card acceptance. Veterinarian credit card processing solutions help improve operational efficiency, reduce costs, and increase patient satisfaction. In this guide, we’ll walk you through the basics of veterinary merchant services and veterinarian payment processing. Learn how to… Continue reading Veterinary Merchant Services – The Complete Guide

Document Preparation Merchant Accounts – A Comprehensive Guide

| April 20, 2023

Document preparation merchant accounts are considered high risk & finding a reliable document preparation payment processing solution is key

The document preparation business is a rapidly growing industry as more individuals and businesses require professional assistance in completing complex paperwork, such as legal forms, tax documents, and loan applications. As a document preparation service provider, it is crucial to have a reliable payment processing system in place. Document preparation merchant accounts are considered high… Continue reading Document Preparation Merchant Accounts – A Comprehensive Guide

Choosing a Telemedicine Payment Provider

| November 17, 2022

SecureGlobalPay is an online telemedicine payment provider specializing in merchant accounts and payment gateway processing solutions

SecureGlobalPay is a telemedicine payment provider specializing in assisting healthcare organizations with their merchant services and online payment gateway processing needs. They provide merchant account payment solutions to help streamline their business operations to become more efficient when providing virtual health services. They do so by bringing together several different technologies and processes that allow… Continue reading Choosing a Telemedicine Payment Provider

Guide to Choosing a Merchant Account for Recurring Billing

| November 14, 2022

Manage your merchant account for recurring billing via our secure payment gateway for Nutra payments and high-risk billing & invoicing

A merchant account for recurring billing is a great way to offer your customers value-added services. Manage your cash flow and increase the potential for upsells with subscriptions for Nutra via our secure payment gateway for recurring billing and high-risk invoicing. Yet, many small businesses avoid setting up recurring billing for fear of being locked… Continue reading Guide to Choosing a Merchant Account for Recurring Billing

High-Risk Pawn Shop Merchant Processing – Is My Business Considered High Risk?

| April 21, 2022

The nature of the pawnbroker business model is considered high-risk which makes it difficult to obtain pawn shop merchant processing services

A pawn shop is a business that offers loans to clients in exchange for valuables such as gold, electronic gadgets, or jewelry. Typically, the customer gives the valuables as collateral for the loan they receive. The nature of the pawnbroker business model makes it high-risk and, therefore, difficult to obtain pawn shop merchant processing payment… Continue reading High-Risk Pawn Shop Merchant Processing – Is My Business Considered High Risk?

Business Coaching Merchant Account – Why Do I Need One?

| April 18, 2022

A business coaching merchant account for online coaching and mentoring services is specifically used to accept larger payments.

Business coaching is a lucrative business. Steering a business or start-up in the right direction and helping them achieve their business goals is extremely rewarding. This is why the most successful business coaches charge high fees for their online coaching and mentoring services and specifically use a business coaching merchant account to accept these larger… Continue reading Business Coaching Merchant Account – Why Do I Need One?

High-Risk Merchant Account Bail Bonds – Payment Service Providers

| April 14, 2022

Finding a reliable high-risk merchant account bail bonds payment processing company that is both affordable and reliable can be challenging

Recently, there has been a steady increase in the need for high-risk merchant account bail bonds payment acceptance. Between 2015 and 2020, the bail bonds industry rose by over 1.8%, totaling more than $2.3 billion in revenue. These are astounding figures that will only continue to scale. Despite the industry’s growth, finding a reliable high-risk… Continue reading High-Risk Merchant Account Bail Bonds – Payment Service Providers

Best Merchant Account for High-Risk Ecommerce

| December 3, 2021

Businesses looking for the absolute best merchant account for high-risk eCommerce turn to SecureGlobalPay for their processing needs

Technological advancements have shaped the global economy with millions of customers turning to the Internet for their shopping needs. Today’s savvy business owners are well aware of the opportunities that lie ahead and are always looking for ways to take advantage of this massive market. Online businesses looking for the absolute best merchant account for… Continue reading Best Merchant Account for High-Risk Ecommerce

High-Risk Merchant Account Authorize Net

| November 10, 2021

Entrepreneurs with hard to place business types use a high-risk merchant account authorize net for higher-risk authorizations & settlements

Digital payments are on the rise with online payment platforms such as Paypal and Stripe seeing a massive increase in customer usage. However, according to research, most consumers still prefer traditional card services as their payment service provider. Even with online purchases dominating today’s marketplace, savvy entrepreneurs with hard-to-place business types use a high-risk merchant… Continue reading High-Risk Merchant Account Authorize Net

Subscription payment processing enables businesses to charge customers on a recurring basis — most often monthly or annually — without requiring a manual entry for each occurrence. This model is the backbone of subscription-based businesses like SaaS companies, streaming services, membership programs, and even meal kit deliveries. A reliable and efficient payment processing system is critical for businesses running on subscriptions. It simplifies transactions, reduces payment failures, and ensures customers don’t jump to a competitor because of a preventable billing issue. In this guide, we’ll break down the different types of subscription payment models, explain how subscription billing works, and walk through the key components that make it all run smoothly.

Subscription payment processing enables businesses to charge customers on a recurring basis — most often monthly or annually — without requiring a manual entry for each occurrence. This model is the backbone of subscription-based businesses like SaaS companies, streaming services, membership programs, and even meal kit deliveries. A reliable and efficient payment processing system is critical for businesses running on subscriptions. It simplifies transactions, reduces payment failures, and ensures customers don’t jump to a competitor because of a preventable billing issue. In this guide, we’ll break down the different types of subscription payment models, explain how subscription billing works, and walk through the key components that make it all run smoothly.

Subscription payment processing enables businesses to charge customers on a recurring basis — most often monthly or annually — without requiring a manual entry for each occurrence. This model is the backbone of subscription-based businesses like SaaS companies, streaming services, membership programs, and even meal kit deliveries. A reliable and efficient payment processing system is critical for businesses running on subscriptions. It simplifies transactions, reduces payment failures, and ensures customers don’t jump to a competitor because of a preventable billing issue. In this guide, we’ll break down the different types of subscription payment models, explain how subscription billing works, and walk through the key components that make it all run smoothly.

Subscription payment processing enables businesses to charge customers on a recurring basis — most often monthly or annually — without requiring a manual entry for each occurrence. This model is the backbone of subscription-based businesses like SaaS companies, streaming services, membership programs, and even meal kit deliveries. A reliable and efficient payment processing system is critical for businesses running on subscriptions. It simplifies transactions, reduces payment failures, and ensures customers don’t jump to a competitor because of a preventable billing issue. In this guide, we’ll break down the different types of subscription payment models, explain how subscription billing works, and walk through the key components that make it all run smoothly.

SecureGlobalPay was created to deliver complete merchant processing solutions for businesses of every size and industry. We are a US based payment services provider supporting retail, high risk, and hard to place merchants across the US, Canada, the EU, and the UK.

We offer end to end payment solutions for card payments, ACH, eCheck, and alternative payment methods across online, MOTO, and mobile channels. Our platform includes fast approvals, transparent pricing, fraud and chargeback protection, and seamless integrations with platforms like Shopify, WooCommerce, and more.

Our founder and CEO, Roland, brings nearly three decades of experience in the payment industry. Throughout his career, he saw too many legitimate businesses being unfairly treated or rejected simply because of their industry, risk profile, or business model.

SecureGlobalPay was built on a simple belief: every legitimate merchant deserves reliable, fair, and professional payment processing, no matter what type of business they run.

SecureGlobalPay was created to deliver end-to-end merchant processing solutions for businesses of all sizes and across every industry. We are a US-based merchant services provider specializing in payment processing for retail, higher-risk, and hard-to-place businesses throughout the US, Canada, the EU, and the UK.

Our team offers complete payment solutions for bank cards, ACH, eCheck, and alternative payment methods, supporting online, MOTO, and mobile transactions. SecureGlobalPay is known for fast approvals, transparent pricing, strong fraud and chargeback protection, and seamless integrations with platforms like Shopify, WooCommerce, and many others.

Our founder and CEO, Roland, brings nearly 30 years of industry experience. Throughout his career, he saw firsthand how many merchants are unfairly treated or mislabeled based on their industry, niche, or perceived risk.

SecureGlobalPay was built on a simple principle: every legitimate business deserves fair access to reliable payment processing, regardless of its business model or vertical.