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MERCHANT ACCOUNT AND GATEWAY FOR CREDIT REPAIR

Get a High-Risk Merchant Account for Credit Repair Services

SecureGlobalPay offers personalized payment processing solutions for credit repair businesses. We will guide you through the whole approval and setup process so you can start accepting payments quickly and securely.

How the process works

Traditional banks and aggregators avoid working with companies in the credit repair industry because they deem it too risky. SecureGlobalPay has your back — and we will get you the best rates possible.

1.
Complete an online application
We have a simple online application to learn more about your credit repair business.
2.
Submit documentation
We will review your application promptly and ask for additional documentation (if needed).
3.
Get approved and set up
Our team goes to work to get you approved ASAP. Then helps you set up equipment, payment methods, and gateway.
4.
Start taking payments
You are ready to start accepting and processing payments for your credit repair services!

Everything you need to process payments
smoothly and securely

Our credit repair payment processing includes all of the tools and services you’ll need to deliver a frictionless process and minimize processing costs.

MERCHANT ACCOUNT

Get a credit repair merchant account with competitive rates and no hidden fees.

PAYMENT GATEWAY

Use our state-of-art payment gateway for credit repair with hundreds of integrations. Quick and easy setup.

POS hardware & software

Through our partnerships with Clover and Dejavoo, we can equip you with modern POS hardware and software — for free!

Zero-fee processing

Slash your credit card processing costs with our Cash Discount & Dual Pricing models.

Chargeback and fraud protection

Leverage AI-powered tools to prevent fraudulent transactions and reduce chargebacks.

Hands-on support & advice

We will proactively monitor your account and notify you about potential issues and cost saving opportunities.

Processing solutions for any type of credit repair business

Don’t see your business on the list? Don’t worry — we should be able help you as well! Reach out to our team and tell us what you do.

  • Credit Repair Companies

    CREDIT REPAIR

  • Credit Education Businesses

    CREDIT REPAIR

  • Debt Settlement Companies

    CREDIT REPAIR

  • Credit Counseling Organizations

    CREDIT REPAIR

  • Credit Reporting Agencies

    CREDIT REPAIR

Get access to an incredibly powerful payment gateway

ONE GATEWAY, MULTIPLE ACCOUNTS

Manage multiple merchant accounts from a single gateway with advanced transaction routing and load balancing. Perfect for high-volume and high- ticket merchants.

SIMPLE AND FLEXIBLE REPORTING

Manage transactions and generate reports on all payment processing activity through an easy- to-use merchant portal.

FULLY SECURE PROCESSING

Our PCI-compliant gateway offers point-to-point encryption, 2FA, AI fraud detection, and advanced chargeback management tools.

Connect with 200+ different ecommerce platforms, billing & invoicing tools, shopping carts, and credit repair software

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Get paid — anytime, anywhere, anyhow!

Collecting payments should be simple and convenient. Whichever way your clients want to pay — mobile, self-service, in-store, or online — we can set it up.

Why choose SecureGlobalPay as your credit repair merchant account provider

We believe that every merchant deserves the same respect and level of service, regardless of their volume requirements, size, or industry.

INDUSTRY EXPERIENCE

We have worked with other merchants in the credit repair space and can help you avoid restrictions and navigate regulatory concerns.

25+ YEARS IN THE INDUSTRY

Over the years, we developed relationships with many different acquiring banks. Plus, we encountered – and helped solve – a wide variety of different processing issues.

WORLD-CLASS SUPPORT

Whether you are switching providers or starting fresh, every merchant gets a dedicated account manager that is available via phone or email.

FAIR PRICING

We will not tie you up in a long contract with a nasty closure fee. Fully transparent pricing with no hidden fees.

Here’s what our clients say

Real feedback from retail and high-risk merchants we helped accept and process payments.

  • quote

    “These guys are great! I've been in the processing industry for 15 years, and I've never worked with a team more dedicated to setting their clients up for success. They do all the little things necessary to help their merchants, which many other processors let fall through the cracks.”

    J

    Josh Green

    Charge Options

  • quote

    “We love this company! Our funding is next day, including AMX, which is hard to obtain. The credit card machines are very sleek and are customized with our logo. We have a high-end business and constantly get compliments from our clients. The machines are easy to use, and customer service is top-notch! Can't recommend SecureGlobalPay enough.”

    C

    Cathy Street

    Lake Baldwin Dental

  • quote

    “SecureGlobalPay has gone beyond meeting my expectations when it comes to how quickly my questions were answered, the level of professionalism this company has exuded, and the all-around care they have provided. You will be in great hands if you choose to work with them — especially if you are a high-risk merchant or have a merchant situation that requires a little more expertise.”

    L

    Lisa B

    Adult industry

  • quote

    “Top notch broker. Worked my high risk application the fastest I've ever had one worked. Got a placement in just over a week. Smooth, professional operation.”

    C

    CR W

    Firearms industry

  • quote

    “Our business grew 10X in a month and our merchant provider was holding back all of our funds. Roland and his team at SecureGlobalPay got us up and running again, saved us money, and began working with us to improve our invoicing and billing processes. If you have a fast-growing business or a high-risk account, this team stands head and shoulders above the rest (and I've worked with many others). A+++ rating.”

    G

    Greg B.

    The Neck Gator

  • quote

    “Let me take this opportunity to thank you for the excellent service you provided. Your help has saved us time and money and made understanding the mechanics very easy. Thanks!”

    A

    A.M. Jeff

    Crown Landscape & Building Supply

Not Sure What You Need? Get a Free Consultation

FAQ about credit repair merchant accounts

Are credit repair businesses considered high risk?

Yes, a credit repair company needs a specialized merchant account because traditional banks often categorize credit repair services as high-risk.

Does a credit repair company need a high-risk merchant account for credit repair?

Any businesses considered high risk need a specialized merchant account — credit repair services are no exception. Having a high-risk merchant account for credit repair ensures your business can securely and reliably accept payments while effectively managing risk and compliance requirements.

How difficult is it to get approved for a credit repair merchant account?

Due to industry risk factors, obtaining a merchant account for credit repair services can be challenging through traditional banks and payment aggregators. However, specialized providers like SecureGlobalPay streamline the process through personalized support and their existing relationships with acquiring banks — significantly improving your chances of approval.

Can I open a merchant account for credit repair with Stripe or Paypal?

Typically, no. Stripe, PayPal, and other merchant aggregators generally do not support merchant accounts for credit repair businesses because they see them as too risky. Even if you are able to open an account, you will be at a considerable risk of having your funds frozen and your account disabled.

Do I need both merchant and payment gateway for my credit card business?

Yes, your credit repair business needs both a merchant account and a payment gateway. The merchant account enables you to accept payments and store funds, while the payment gateway transmits payment information securely between your website and your merchant account provider. SecureGlobalPay conveniently offers both services, simplifying the entire payment acceptance process.

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