Merchant Accounts
What are Merchant Account Basis Points?
Credit card processing can often be a complicated system of many different card types, interchange pricing, interchange fees, percentage rates, and basis points. In the article below we specifically focus on basis points, also referred to as BPS or Basis Point Percentage. Let us show you how merchant account fees are calculated using basis points.
All About Merchant Account Underwriting
In order for your small business to process credit cards, most merchant account providers will have you go through a fairly detailed merchant account underwriting and application process. This will help to determine the type of risk factors your small business may pose to the merchant service provider and sponsoring bank. Learn what it takes
How the Address Verification System (AVS) Works
The Address Verification System (AVS) is a system used by financial institutions, sponsoring banks, and payment processors to help prevent fraudulent credit and debit card purchases. When Card Not Present Transactions are processed through the payment gateway, the issuing bank will request the billing address of the cardholder. This information is typically stored on the
How the Automated Clearing House Network (ACH) Functions
The use of credit/debit card processing has skyrocketed over the last decade. Accepting credit and debit cards through mobile phones, tablets and computers has made it extremely convenient for businesses to offer payment processing services saving them time and money. One of these services is the Automated Clearing House Network. The Automated Clearing House Network (ACH)
How to Accept Credit and Debit Card Donations for Non Profits
If you are a nonprofit organization looking for an easy way to collect digital donations for non profits, SecureGlobalPay can offer many unique solutions that will make it easy for your donors to give to your church or non-profit organization. Non profits and religious organizations are able to simplify their donation process with Secure Global
Level 2 and Level 3 Credit Card Processing for Business or Government
SecureGlobalPay offers many different merchant account solutions for those who need processing for business-to-business and government-to-business credit and debit card accounts, including Level 2 and Level 3 Government Purchasing Cards. Credit card processing generally falls into three different categories: Level 1, Level 2, and Level 3. Each level designates how much information is needed in order
Merchant Account Hardware and Software Guide
We’ve put together a quick guide on credit card hardware and software systems to help you find the right solution for your credit card processing needs. Please review the Merchant Account Hardware and Software Guide from SecureGlobalPay and let us know how we might be able to assist you. Hardware Credit Card Terminals A credit
Ecommerce Online Payment Processing with a Merchant Account
The Internet provides so many opportunities for consumers to quickly find what they need. So many of your favorite big brands are easily accessible online. This means that you can do most of your eCommerce shopping from the comfort of your home 24 hours a day 7 days a week. However, in a recent study,
Merchant Accounts for High Risk Businesses, Bad Credit or Denied Businesses
Having your merchant account application denied is a frustrating experience, especially when it comes to High Risk Businesses. With so many customers choosing to pay with a debit or credit card, not having a merchant account can put a huge dent in profits. Below, we outline a number of surprising reasons why your merchant account
The Basics on Merchant Account Fraud Prevention
Learning to recognize suspicious or unusual activity ahead of time, is the best fraud prevention against online credit card and debit card risk. We highly recommend that you be vigilant in checking your merchant account statements often for possible fraud charges. If you notice any transaction that looks in any way suspicious, we ask that
