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eCheck Merchant Account for High-Risk Business

eCheck Merchant Account for High-Risk Business

A professional eCheck merchant account provider connects its clients to cutting-edge eCheck payment processing technology that is easy to use, quick to process, and secure. They understand their merchants’ needs and realize that occasionally there are no other solutions available other than an eCheck merchant account for a high-risk business. SecureGlobalPay offers a diverse range of payment methods that enable you to accept eChecks, even if your credit card processing merchant account was terminated.

Payment Gateway Application

We provide many banks with fully internet-based, ACH, and Check processing solutions that support image processing and remote deposit capture. Are you a startup founder, a family-owned enterprise, or a Fortune 500 company having difficulties accepting online payments? A reliable eCheck merchant account for eCheck merchant account for a high-risk business is what you need. Live signature capture and real-time bank verification are included in their basic eCheck processing services!

You can use high-risk eChecks or high-risk ACH to send and receive money from individuals and businesses located all over the US. Echeck merchant account providers’ secure servers encrypt and safeguard all personal and financial data, making them safe, secure, and convenient. Your ACH and eCheck payments made on these servers are guaranteed to comply with all payment requirements imposed by various financial institutions.

  • Secure Storage of Data
  • Application Programming Interface Integrations
  • Invoices sent via email
  • Approval Assurance
  • Funding on the same or subsequent day.
  • Triple Verification
  • Batch processing twice a day
  • Buttons for Instant Transactions
  • Instant Authentication
  • On-site customer service
  • Continuous billing
  • Approval for High-Risk Businesses
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Are you Interested in Learning How an eCheck Merchant Account for High-Risk Business Works?

Payment processing via a high-risk Check gateway is largely equivalent to that for paper checks. Rather than using paper, however, an e-check delivers data via a computer file. The steps are as follows:

  • The customer enters the MICR information located on the paper check which consists of three groups of numbers, the check number, the account number, and the routing number. (Occasionally the merchant will enter this information on behalf of the customer into a secure gateway via a virtual terminal.)
  • A digital signature is used to authenticate the transaction, and the checks are serialized for tracking purposes.
  • Instead of mailing the cheque and relying on the postal service to deliver it reliably and on time, the file is delivered instantly via the internet.
  • The payer’s bank account is debited immediately, and the merchant’s bank account is debited immediately.
echeck payment processing

You Can Believe in an eCheck Merchant Account Provider’s Customer Service

Nothing is more important than excellent customer service! An eCheck high-risk merchant account company provides live agents during business hours and email support 24 hours a day, Live Chat, an interactive help site with support ticket capacity, and complete download instruction manuals, among other services.
Accepting payments via eChecks or an ACH account are excellent payment options for businesses interested in contactless delivery. It is also a good choice for businesses whose customers are unable to or choose not to use credit cards. Echeck payment processing is a great alternative for mobile and pop-up businesses. It is ideal for businesses in high volume and high-risk industries such as travel.

An eCheck merchant account provider’s e-check services include the installation of pre-built plugins for the most popular shopping cart platforms, including WooCommerce, Shopify, and Magento. It’s simple to integrate with any e-commerce system! If they do not have a plugin for your shopping cart at the moment, they will provide a developer’s tool kit to assist in the creation.

echeck merchant account

Features and Benefits of Echeck Merchant Accounts

Standard check payment processing companies demand high fees and maintain extended hold periods. An eCheck merchant account company’s technology platform enables you to submit checks quickly to our gateway, where they are validated against national security databases. They are then swiftly processed and deposited directly into your bank account within a few business days.

With one-time or interval invoice requests, you can receive payment more rapidly! Simply create an invoice through our gateway, send it to your client through a link or direct email, and your client will pay online using our secure payment gateway. You can include as few or as many details as you choose. When a consumer pays and electronically signs, you will be alerted immediately. Additionally, we log the customer’s IP address and provide electronic receipts for security purposes!

Conclusion

Get rid of manual check filling once and for all and start accepting ACH transactions and eCheck payments through our robust payment gateway. Alternatively, make straightforward electronic payments to vendors and workers. An eCheck merchant account can also help you pay your bills or deposit a check directly into your chosen bank account, regardless of your location! We offer fast, secure, and reliable payment processing methods. SecureGlobalPay is here to help you process payments.

Merchant Application