Moto Payment Processing

How the process works

Merchants relying on MOTO often struggle with high fees, clunky virtual terminals, and (friendly) fraud. With SecureGlobalPay, you get fair pricing, easy-to-use tools, and built-in fraud prevention. Here’s how to sign up.

Complete application

Tell us about your business and your MOTO processing needs using our quick online form.

Submit documentation

Our team will review your application and, if needed, request any additional details needed to secure approval.

Get approved and set up

We work quickly to get your MOTO merchant account approved, then configure your virtual terminal, payment gateway, and fraud protection tools.

Start taking MOTO payments

Accept card-not-present payments by phone or mail with confidence — while keeping customer data secure.

Everything you need to take card payments smoothly and securely

Our debit and credit card processing services come bundled with all the tools and support merchants need to reduce risk, stay compliant, and provide customers with an easy way to pay.

MERCHANT ACCOUNT

Get a retail or high-risk MOTO merchant account with competitive rates and transparent fees.

SECURE PAYMENT GATEWAY

Use our state-of-the-art MOTO payment gateway. Hundreds of integrations, simple setup.

VIRTUAL TERMINAL

Key in customer card details securely with our PCI-compliant virtual terminal — designed for phone and mail transactions.

GLOBAL PAYMENT SUPPORT

Accept multiple currencies and alternative payment methods so customers everywhere can pay their preferred way.

CHARGEBACK AND FRAUD PROTECTION

Protect your revenue with AI-driven fraud detection, chargeback prevention, and proactive dispute management.

DEDICATED SUPPORT TEAM

Get hands-on guidance from real experts who monitor your account, flag risks, and find new cost-saving opportunities.

Get access to an incredibly powerful payment gateway

ONE GATEWAY, MULTIPLE ACCOUNTS

Manage multiple merchant accounts from a single gateway with advanced transaction routing and load balancing. Perfect for high-volume and high-ticket merchants.

INTUITIVE VIRTUAL TERMINAL & PORTAL

Enter, track, and manage every phone and mail order with ease. Monitor processing costs, chargeback trends, and transaction limits through an easy-to-use merchant portal.

100% SECURE & PCI-COMPLIANT PROCESSING

Stay compliant with built-in point-to-point encryption, tokenization, AVS, CVV checks, two-factor authentication, and AI-driven fraud detection.

Connect with 200+ different ecommerce and subscription platforms, CRMs, billing software, and fraud and chargeback tools

Here’s what our clients say

Real feedback from retail and high-risk merchants we helped accept and process payments.

““These guys are great! I've been in the processing industry for 15 years, and I've never worked with a team more dedicated to setting their clients up for success. They do all the little things necessary to help their merchants, which many other processors let fall through the cracks.” ”

J

Josh Green

Charge Options
““We love this company! Our funding is next day, including AMX, which is hard to obtain. The credit card machines are very sleek and are customized with our logo. We have a high-end business and constantly get compliments from our clients. The machines are easy to use, and customer service is top-notch! Can't recommend SecureGlobalPay enough.” ”

C

Cathy Street

Lake Baldwin Dental
““SecureGlobalPay has gone beyond meeting my expectations when it comes to how quickly my questions were answered, the level of professionalism this company has exuded, and the all-around care they have provided. You will be in great hands if you choose to work with them — especially if you are a high-risk merchant or have a merchant situation that requires a little more expertise.” ”

L

Lisa B

Adult industry

FAQs about MOTO payment processing

How fast can I get approved for a MOTO merchant account?

Most merchants are approved within 3 to 5 business days. Simply complete SecureGlobalPay’s online application and submit your business documents. Once approved and set up, you’ll have access to a secure virtual terminal, fraud protection, and reporting tools.

Which documentation do I need to sign up for a MOTO merchant account?

Typical requirements include: A valid business license Government-issued ID Recent bank statements Past processing statements (if available) A voided check or bank letter Our team will guide you through the process and let you know if anything else is needed.

Do you work with high-risk merchants?

Yes. SecureGlobalPay specializes in high-risk merchant accounts. Whether you’re in a regulated industry, selling high-ticket products, or have experienced high chargebacks in the past, we can help you get approved and keep your payments running smoothly.

Can I accept recurring or installment payments by phone?

Yes. With a SecureGlobalPay MOTO merchant account, you can set up recurring billing or installment plans directly through the payment gateway or virtual terminal.

What kind of support do you provide?

We provide 24/7 customer support via phone, email, and live chat. Our team specializes in payment issues, and you’ll have access to onboarding assistance, a detailed help center, and dedicated support reps who know your account.

Do you have experience in my industry?

Very likely, yes. We’ve worked with a wide range of industries — from retail and restaurants to high-risk and regulated sectors like supplements, firearms, travel, and eCommerce. You can learn more here.

What’s the difference between a virtual terminal and a payment gateway?

The payment gateway is the secure bridge that processes all card-not-present payments. The virtual terminal is a feature inside the gateway that allows merchants to manually key in card details for MOTO orders.

What are the risks of MOTO payments?

MOTO payments are considered high risk because they’re card-not-present transactions. That means higher exposure to fraud, chargebacks, and compliance issues compared to in-person payments. With the right gateway, fraud tools, and processor, these risks can be managed effectively.

Secure, Compliant, & Hassle-Free MOTO Payment Processing