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E-CIG & VAPE MERCHANT ACCOUNT

Reliable Payment Processing for Vape Merchants and Smoke Shops

Whether you are selling online or in-store, SecureGlobalPay offers tailored payment processing solutions for smoke shops, vapes, and e-cigarette merchants. You’ll get access to a high-risk merchant account and a powerful payment gateway — so you can start accepting payments quickly, compliantly, and securely.

How the process works

Traditional banks and aggregators (like PayPal, Stripe, and Square) avoid working with vape merchants due to industry regulations, age-verification requirements, and perceived high chargeback risk. SecureGlobalPay specializes in high-risk processing and will secure you the best possible rates.

1.
Complete an online application
Our simple online form helps us learn about your smoke shop or vape business, as well as your processing needs.
2.
Submit documentation
We’ll quickly review your application and request any additional paperwork required for underwriting (if needed).
3.
Get approved and set up
Our team works to secure your approval as fast as possible, then helps you configure your gateway, payment methods, and fraud-prevention tools.
4.
Start taking payments
You’ll be ready to accept payments — online or in-store — while meeting compliance and avoiding freezes and shutdowns.

Everything you need to process payments
smoothly and securely

Our vape merchant account solutions include all of the tools and services you need to run transactions efficiently, meet age-verification requirements, reduce chargebacks, and prevent fraud.

MERCHANT ACCOUNT

Get a secure vape merchant account with competitive rates and no hidden fees.

PAYMENT GATEWAY

Utilize our state-of-the-art payment gateway for online online e-cigarette and e-liquid sales, featuring hundreds of integrations.

POS hardware & software

Through our partnerships with Clover and Dejavoo, we can equip you with modern POS hardware and software — for free!

Zero-fee processing

Slash your credit card processing costs with our Cash Discount & Dual Pricing models.

Chargeback and fraud protection

Leverage AI-powered tools to prevent fraudulent transactions and reduce chargebacks.

Hands-on support & advice

We will proactively monitor your account and notify you about potential issues and cost saving opportunities.

Processing solutions for any type of vape business

From traditional smoke shop retailers to online vape and e-cigarette shops to wholesale distributors — we support a wide variety of business models. Don’t see your niche listed? Reach out to our team. We likely have a solution for you, too..

  • Brick-and-mortar vape and smoke shops

    VAPE MERCHANT ACCOUNT & CREDIT CARD PROCESSING

  • Online vape, e-cigarette, and e-liquid stores

    VAPE MERCHANT ACCOUNT & CREDIT CARD PROCESSING

  • Custom vape mod designers and hardware retailers

    VAPE MERCHANT ACCOUNT & CREDIT CARD PROCESSING

  • Wholesale vape distributors

    VAPE MERCHANT ACCOUNT & CREDIT CARD PROCESSING

  • Vape subscription box services

    VAPE MERCHANT ACCOUNT & CREDIT CARD PROCESSING

  • Smoke and tobacco accessory shops

    VAPE MERCHANT ACCOUNT & CREDIT CARD PROCESSING

Get access to an incredibly powerful payment gateway

ONE GATEWAY, MULTIPLE ACCOUNTS

Manage multiple merchant accounts from a single gateway with advanced transaction routing and load balancing. Perfect for high-volume and high- ticket merchants.

SIMPLE AND FLEXIBLE REPORTING

Manage transactions and generate reports on all payment processing activity through an easy- to-use merchant portal.

FULLY SECURE PROCESSING

Our PCI-compliant gateway offers point-to-point encryption, 2FA, 3DS, AVS, AI fraud detection, and advanced chargeback management tools.

200+ integrations with e-commerce platforms, POS solutions, and fraud and chargeback management tools

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Get paid — anytime, anywhere, anyhow!

Collecting payments should be simple and convenient. Whichever way your clients want to pay — mobile, self-service, in-store, or online — we can set it up.

Why choose SecureGlobalPay as your tobacco merchant account provider

Stop your never-ending battle with account closures, high fees, and unreliable payment processors. Our high-risk expertise, industry-friendly banking partners, and personalized support help you avoid disruptions, stay compliant, and keep payments flowing smoothly.

PROACTIVE MONITORING

Our high-risk team and AI tools will help you identify and stop unusual activity so you can minimize chargebacks and avoid account freezes.

25+ YEARS IN THE INDUSTRY

Over the years, we developed relationships with many different acquiring banks. Plus, we encountered – and helped solve – a wide variety of different processing issues.

WORLD-CLASS SUPPORT

Whether you are switching providers or starting fresh, every merchant gets a dedicated account manager that is available via phone or email.

FAIR PRICING

We will not tie you up in a long contract with a nasty closure payment. Fully transparent pricing with no hidden fees.

Here’s what our clients say

Real feedback from high-risk merchants we helped accept and process payments over the years.

  • quote

    “These guys are great! I've been in the processing industry for 15 years, and I've never worked with a team more dedicated to setting their clients up for success. They do all the little things necessary to help their merchants, which many other processors let fall through the cracks.”

    J

    Josh Green

    Charge Options

  • quote

    “I've worked with Roland a number of times to provide payment processing services for my own companies, as well as many of my clients. He has always delivered great service at a great price, and I have never been disappointed. I would highly recommend working with SecureGlobalPay.”

    B

    Brian Nolan

    Sellbrite

  • quote

    “I have been working with Secure Global for the past six years. They saved me thousands of dollars in our processing fees! They are a pleasure to work with – extremely knowledgeable, courteous, and very helpful. They definitely go the extra mile for their customers!”

    L

    Lisa M.

    Trigger Agency, LLC

  • quote

    “Top notch broker. Worked my high risk application the fastest I've ever had one worked. Got a placement in just over a week. Smooth, professional operation.”

    C

    CR W.

    Firearms industry

  • quote

    “Our business grew 10X in a month and our merchant provider was holding back all of our funds. Roland and his team at SecureGlobalPay got us up and running again, saved us money, and began working with us to improve our invoicing and billing processes. If you have a fast-growing business or a high-risk account, this team stands head and shoulders above the rest (and I've worked with many others). A+++ rating.”

    G

    Greg B.

    The Neck Gator

  • quote

    “SecureGlobalPay processed my application in just a few days and put my company's credit card processing online; the service was extremely fast. I will recommend your company to anyone looking for payment processing services, keep up the good work.”

    R

    Rod Kershaw

    Las Vegas Vacation Home Solutions

Not Sure What You Need? Get a Free Consultation

FAQs about vape and smoke shop credit card processing

Are vape and e-cigarette businesses considered high-risk?

Yes. Card networks and processors classify vape and e-cigarette sales as high-risk because of strict regulations, age restrictions, high chargeback rates, and shipping limitations. That’s why you need a specialized merchant account.

Why won’t PayPal, Stripe, or Square work with my vape store?

Most mainstream payment providers prohibit vape sales in their terms of service, even if your business is licensed and compliant. High-risk merchant accounts are designed specifically for industries like vape and e-cigarettes.

Do you support both online and in-store sales?

Absolutely. We can set up secure payment solutions for physical POS systems, e-commerce stores, or both.

What documents are required to get approved for a vape merchant account?

We ask for a government-issued ID, business license, proof of a physical or online store, previous processing history (if any), and compliance documentation like age-verification procedures. For online sales, your website must meet basic content and compliance requirements.

How long does the approval process take?

We ask for a government-issued ID, business license, proof of a physical or online store, previous processing history (if any), and compliance documentation like age-verification procedures. For online sales, your website must meet basic content and compliance requirements.

How long does the approval process take?

Our approval process is fast and efficient. Once you submit your documentation, most businesses are approved within 3 to 5 days.

Which credit card brands can I accept?

With a high-risk merchant account, you can typically accept Visa, Mastercard, Discover, and American Express. However, card brand rules may limit specific products (like flavored vapes or international shipments), so it’s essential to stay compliant with processor guidelines.

Do I need a separate gateway for my online vape store?

Not necessarily. However, if you're using a platform like WooCommerce or Magento, you’ll typically need to integrate with a fully PCI-compliant high-risk-friendly gateway — like the one SecureGlobalPay offers.

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