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HIGH-RISK ADULT MERCHANT ACCOUNT

Secure and Stable Payment Processing & Gateway for Adult Merchants

Avoid sudden account suspensions by working with a high-risk merchant services provider like SecureGlobalPay. Get a specialized domestic or offshore merchant account for your adult business, connected to a secure payment gateway with extensive payment options.

How the process works

Eight out of ten merchants in the adult space experience payment processor rejections within their first year — losing revenue after abrupt shutdowns. Sign up with SecureGlobalPay to secure the best rates and get a reliable processing solution for your high-risk business.

1.
Complete application
Tell us a bit about your adult business using our simple online form.
2.
Submit documentation
We’ll review your application promptly and request any additional documents needed to get approval.
3.
Get approved and set up
Our team works fast to get you approved, then helps configure your gateway, payment methods, and billing descriptors.
4.
Start taking payments
Start confidently accepting and processing payments from customers — while minimizing chargebacks and protecting your revenue.

Everything you need to process payments
smoothly and securely

Our adult payment processing services come bundled with all of the tools and support needed to reduce risk, stay compliant, and provide your customers with an easy and discreet way to pay.

MERCHANT ACCOUNT

Get a secure adult merchant account with competitive rates and transparent fees.

PAYMENT GATEWAY

Use our modern, PCI-compliant gateway with hundreds of integrations and robust security features.

MULTI-CURRENCY SUPPORT

Accept all major card brands and process payments in dozens of domestic and international currencies with automatic conversion.

DISCREET PAYMENT OPTIONS

Take crypto payments, digital wallets (Apple & Google Pay), ACH & e-checks, etc. We support virtually every payment type.

Chargeback and fraud protection

Leverage AI-powered tools to prevent fraudulent transactions and reduce chargebacks.

Hands-on support & advice

We will proactively monitor your account and notify you about potential issues and cost saving opportunities.

Processing solutions for any type of adult business

Whether you run an online subscription platform, dating site, novelty shop, or another adult-focused venture, we have solutions built for you.

Get access to an incredibly powerful payment gateway

ONE GATEWAY, MULTIPLE ACCOUNTS

Manage multiple merchant accounts from a single gateway with advanced transaction routing and load balancing. Perfect for high-volume and high- ticket merchants.

SIMPLE AND FLEXIBLE REPORTING

Manage transactions and generate reports on all payment processing activity through an easy- to-use merchant portal.

100% SECURE PROCESSING

Our PCI-DSS compliant gateway provides point-to-point encryption, tokenization, AVS, 3D Secure, AI-driven fraud detection, and advanced chargeback management tools.

Connect with 200+ shopping carts, ecommerce platforms, CRMs, recurring billing, and chargeback tools

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Get paid — anytime, anywhere, anyhow!

Collecting payments should be simple and convenient. Whichever way your clients want to pay — mobile, crypto, in-store, or online — we can set it up.

Why choose SecureGlobalPay as your adult merchant account provider

(Un)reliable payment processing can make or break your business. We understand the unique challenges that adult merchants face, including high fees, sudden account shutdowns, and regulatory hurdles. SecureGlobalPay is your partner in overcoming those obstacles.

INDUSTRY EXPERIENCE

We have already helped many adult merchants navigate restrictions, minimize fraud and chargebacks, and successfully grow their business.

25+ YEARS IN THE INDUSTRY

Over the years, we developed relationships with many different acquiring banks. Plus, we encountered – and helped solve – a wide variety of different processing issues.

WORLD-CLASS SUPPORT

Whether you are switching providers or starting fresh, every merchant gets a dedicated account manager that is available via phone or email.

FAIR PRICING

We will not tie you up in a long contract with a nasty closure fee and lengthy settlement times. Minimal rolling reserves with fully transparent pricing.

Here’s what our clients say

Real feedback from retail and high-risk merchants we helped accept and process payments.

Not Sure What You Need? Get a Free Consultation

FAQs about adult industry payment processing

Why are adult businesses considered high-risk?

Most banks and traditional processors consider adult entertainment high-risk due to chargebacks, compliance requirements, and reputational concerns. In addition to that, the industry faces strict regulations, higher fraud exposure, and social stigma, which makes many mainstream providers unwilling to take the risk. That’s why you need a high-risk adult merchant account provider.

Does SecureGlobalPay offer an offshore adult merchant account?

Yes. SecureGlobalPay provides offshore merchant accounts for adult businesses that need international processing options. Offshore accounts can be a smart solution if your domestic bank or processor has denied you service, or if you want to expand globally and accept multiple currencies.

Can SecureGlobalPay help reduce chargebacks?

Absolutely. We offer chargeback prevention tools, fraud monitoring, and customer-friendly billing solutions to help protect your revenue.

Can I use PayPal, Stripe, or Square for my adult store?

No. Mainstream processors like PayPal, Stripe, and Square do not allow adult entertainment transactions. Even if you initially get approved, there is a high chance your funds will be frozen and your account terminated.

What documents are required to apply for a merchant account for an adult business?

The requirements are similar to other high-risk industries. Typically, you’ll need: A valid government-issued ID A business license or incorporation documents A voided business check or bank letter for settlement Previous processing statements (if available) A website that meets compliance standards (age verification, clear terms, privacy policy, refund policy, etc.) Depending on your business model, additional documents may be requested — but our team will guide you step by step so nothing gets overlooked.

Do you support recurring billing or subscription-based sales models?

Yes, we fully support recurring billing and subscription-based models, including auto-ship programs. Our payment gateway integrates with popular subscription tools and includes features like customer consent tracking, retry logic, and transparent billing descriptors to help reduce chargebacks.

Is billing discreet?

Yes. We ensure discreet descriptors and reliable processing, protecting both your business and your customers’ privacy.