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Payment Types and Transaction Methods

Echeck vs ACH vs Wire Transfer: Comparing Cost, Speed, Limits, and Use Cases

| December 10, 2025

Learn the differences between eCheck, ACH, and wire transfers. Compare speed, cost, limits, and popular use cases.

Choosing the right way to move money can save your business time, fees, and a lot of headaches. ACH payments, eChecks, and wire transfers all let you send funds electronically, but each one works differently and is better suited for certain situations. In this quick comparison guide, we’ll break down how each method works, its… Continue reading Echeck vs ACH vs Wire Transfer: Comparing Cost, Speed, Limits, and Use Cases

Everything Merchants Need to Know About Subscription Payment Processing

| March 24, 2025

Learn how subscription payment processing works and how to ensure a smooth payment experience while protecting your bottom line.

Subscription payment processing enables businesses to charge customers on a recurring basis — most often monthly or annually — without requiring a manual entry for each occurrence. This model is the backbone of subscription-based businesses like SaaS companies, streaming services, membership programs, and even meal kit deliveries. A reliable and efficient payment processing system is… Continue reading Everything Merchants Need to Know About Subscription Payment Processing

All-in-One Recurring Payment Processing Guide for Merchants

| February 18, 2025

Setting up recurring payment processing isn’t always simple. See everything you need to know to make recurring billing work for your business

Recurring billing is a game-changer for businesses that want predictable revenue and improved cash flow. With automatic payments in place, it reduces the hassle of chasing payments for merchants — while customers enjoy convenience and uninterrupted service. However, setting up recurring payment processing isn’t always smooth sailing. Businesses need to choose the right billing system,… Continue reading All-in-One Recurring Payment Processing Guide for Merchants

All You Need to Know About Continuity Subscription Merchant Services

| May 4, 2023

Learn how continuity subscription works, solve the challenges you might face, and find a reliable merchant services provider.

The subscription economy is booming. More businesses than ever are moving to continuity subscription models — offering products or services through recurring billing plans. Convinience for customers, predictable revenue for businesses — a win-win situation. However, managing these subscription payments isn’t always straightforward, especially if you are a high-risk business. In this guide, we’ll explain… Continue reading All You Need to Know About Continuity Subscription Merchant Services

Unattended Payment Processor – A Guide to Assist Merchants

| December 7, 2022

An unattended payment processor offers comprehensive credit card payment processing solutions for outdoor and unattended kiosk business models

In today’s digital world, the success of a business depends on its ability to process payments quickly, securely, and cost-effectively. To that end, an unattended payment processor offers comprehensive payment processing solutions for unattended business models, outdoor events, vending machines, and kiosks. This guide will help businesses understand the fundamentals of unattended outdoor credit card… Continue reading Unattended Payment Processor – A Guide to Assist Merchants

High-Risk eCheck Payment Processing

| February 9, 2022

Learn how high risk eCheck processing works, the advantages of using a high risk eCheck gateway, & if it's the right choice for your business

For high-risk businesses, the number of default options for accepting payments online is limited. These merchants often have no access to the most popular payment methods, making high-risk echeck processing a very appealing option.  In general, eChecks are the most common payment method after debit and credit cards for high-risk businesses. They are popular with… Continue reading High-Risk eCheck Payment Processing

All About Digital Wallets

| September 7, 2017

A Digital Wallet allows you to make Electronic Pауmеntѕ with уоur Crеdit Card without disclosing any Credit Card infоrmаtiоn used tо mаkе thе Pауmеnt

A Digital Wallet isn’t оnlу a way to рау with a digital device, it соuld also inсludе mirroring thе funсtiоnѕ оf уоur асtuаl wаllеt, with аll оf itѕ contents and bеhаviоrѕ аnd integrating it intо a digital device. Thiѕ digitаl dеviсе соuld bе ѕоmеthing likе уоur mobile рhоnе or соmрutеr, with аррѕ аnd in-built funсtiоnаlitiеѕ… Continue reading All About Digital Wallets

How the Automated Clearing House Network (ACH) Functions

| March 25, 2016

The Automated Clearing House Network (ACH) plays a crucial role in helping businesses provide secure payment processing services.

The use of credit/debit card processing has skyrocketed over the last decade. Accepting credit and debit cards through mobile phones, tablets and computers has made it extremely convenient for businesses to offer payment processing services saving them time and money. One of these services is the Automated Clearing House Network. The Automated Clearing House Network (ACH)… Continue reading How the Automated Clearing House Network (ACH) Functions

How Does the New EMV Credit Card Chip Work?

| November 16, 2015

The drive for this new EMV technology has been due to the significantly large data breaches that have occurred at larger stores and major retailers

EMV (Europay, MasterCard® and Visa®) chip technology is fast becoming the worldwide standard for credit card and debit card payments. Milllions of consumers have been issued new cards that look quite similar to the old cards. However, these new smart cards come with a small, metallic square in the corner of the card. The square… Continue reading How Does the New EMV Credit Card Chip Work?

Subscription payment processing enables businesses to charge customers on a recurring basis — most often monthly or annually — without requiring a manual entry for each occurrence. This model is the backbone of subscription-based businesses like SaaS companies, streaming services, membership programs, and even meal kit deliveries. A reliable and efficient payment processing system is critical for businesses running on subscriptions. It simplifies transactions, reduces payment failures, and ensures customers don’t jump to a competitor because of a preventable billing issue. In this guide, we’ll break down the different types of subscription payment models, explain how subscription billing works, and walk through the key components that make it all run smoothly.

Subscription payment processing enables businesses to charge customers on a recurring basis — most often monthly or annually — without requiring a manual entry for each occurrence. This model is the backbone of subscription-based businesses like SaaS companies, streaming services, membership programs, and even meal kit deliveries. A reliable and efficient payment processing system is critical for businesses running on subscriptions. It simplifies transactions, reduces payment failures, and ensures customers don’t jump to a competitor because of a preventable billing issue. In this guide, we’ll break down the different types of subscription payment models, explain how subscription billing works, and walk through the key components that make it all run smoothly.

Subscription payment processing enables businesses to charge customers on a recurring basis — most often monthly or annually — without requiring a manual entry for each occurrence. This model is the backbone of subscription-based businesses like SaaS companies, streaming services, membership programs, and even meal kit deliveries. A reliable and efficient payment processing system is critical for businesses running on subscriptions. It simplifies transactions, reduces payment failures, and ensures customers don’t jump to a competitor because of a preventable billing issue. In this guide, we’ll break down the different types of subscription payment models, explain how subscription billing works, and walk through the key components that make it all run smoothly.

Subscription payment processing enables businesses to charge customers on a recurring basis — most often monthly or annually — without requiring a manual entry for each occurrence. This model is the backbone of subscription-based businesses like SaaS companies, streaming services, membership programs, and even meal kit deliveries. A reliable and efficient payment processing system is critical for businesses running on subscriptions. It simplifies transactions, reduces payment failures, and ensures customers don’t jump to a competitor because of a preventable billing issue. In this guide, we’ll break down the different types of subscription payment models, explain how subscription billing works, and walk through the key components that make it all run smoothly.

SecureGlobalPay was created to deliver complete merchant processing solutions for businesses of every size and industry. We are a US based payment services provider supporting retail, high risk, and hard to place merchants across the US, Canada, the EU, and the UK.

We offer end to end payment solutions for card payments, ACH, eCheck, and alternative payment methods across online, MOTO, and mobile channels. Our platform includes fast approvals, transparent pricing, fraud and chargeback protection, and seamless integrations with platforms like Shopify, WooCommerce, and more.

Our founder and CEO, Roland, brings nearly three decades of experience in the payment industry. Throughout his career, he saw too many legitimate businesses being unfairly treated or rejected simply because of their industry, risk profile, or business model.

SecureGlobalPay was built on a simple belief: every legitimate merchant deserves reliable, fair, and professional payment processing, no matter what type of business they run.

SecureGlobalPay was created to deliver end-to-end merchant processing solutions for businesses of all sizes and across every industry. We are a US-based merchant services provider specializing in payment processing for retail, higher-risk, and hard-to-place businesses throughout the US, Canada, the EU, and the UK.

Our team offers complete payment solutions for bank cards, ACH, eCheck, and alternative payment methods, supporting online, MOTO, and mobile transactions. SecureGlobalPay is known for fast approvals, transparent pricing, strong fraud and chargeback protection, and seamless integrations with platforms like Shopify, WooCommerce, and many others.

Our founder and CEO, Roland, brings nearly 30 years of industry experience. Throughout his career, he saw firsthand how many merchants are unfairly treated or mislabeled based on their industry, niche, or perceived risk.

SecureGlobalPay was built on a simple principle: every legitimate business deserves fair access to reliable payment processing, regardless of its business model or vertical.