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Stripe Account Frozen or Closed? What It Means and What to Do Next

| October 22, 2025

Find out what to do if Stripe freezes or closes your account. Learn recovery steps, payout timelines, and high-risk processor alternatives.

Few things are more frustrating than waking up to find your Stripe account frozen or closed. Your payouts are stuck, new payments can’t go through, and Stripe’s emails don’t exactly explain what went wrong. Stripe is a great platform for many startups and eCommerce brands. However, if your business could be considered “high risk”, you’re… Continue reading Stripe Account Frozen or Closed? What It Means and What to Do Next

Does PayPal Offer a High-Risk Merchant Account?

| April 30, 2025

Is PayPal a good fit for a high-risk business? Learn why PayPal freezes high-risk accounts, how to avoid problems & find better alternatives.

PayPal is one of the biggest names in online payments. It’s easy to use, quick to set up, and trusted by millions of people worldwide. But when it comes to high-risk businesses, PayPal is not a good option — in many cases, it causes more headaches than it solves. In this short article, we’re going… Continue reading Does PayPal Offer a High-Risk Merchant Account?

Merchant Accounts Explained – Types and How They Work

| December 29, 2024

All you need to know about merchant accounts: what they are, the different types available, how they work, and where to open one.

A merchant account is essential for businesses that want to accept payments via credit cards, debit cards, and other electronic payment methods. Understanding how merchant accounts work is key to choosing the right provider for your business. Whether you’re running a retail store, an online shop, or a high-risk business, having the proper merchant account… Continue reading Merchant Accounts Explained – Types and How They Work

Payment Gateway vs Payment Processor vs Merchant Account: Key Differences

| September 15, 2021

A side-by-side comparison of a merchant account, payment gateway, and payment processor — and their role in payment processing.

If you’re new to the world of online payments, it’s easy to get confused by all the jargon. Payment gateway, merchant account, payment processor — they all sound kind of similar, right? But each one plays a different role in helping businesses accept credit and debit card payments.  Let’s break it all down in a… Continue reading Payment Gateway vs Payment Processor vs Merchant Account: Key Differences

PayPal Merchant Account Requirements?

| October 25, 2019

PayPal merchant account requirements. What are they and how do they differ from opening a merchant account with a direct MID and processor?

PayPal was the first to offer an alternative payment method for online sales back in 1998. Because users did not need a credit card to make purchases, it quickly became their favorite way to buy and sell for online auctions. eBay users drove its popularity in the early days and things just took off from… Continue reading PayPal Merchant Account Requirements?

Do I Need a Merchant Account for Stripe?

| October 23, 2019

Business owners want to know how to accept credit card payments. Find if you need a Merchant Account to use Stripe as your payment processor.

A merchant account, or merchant processing account to give it a better name, is the term most commonly used for accepting credit card payments similar to Stripe. Funds cannot be paid directly into a business’s bank account. Instead, they must first be processed through a merchant account before being paid via ACH into the merchant’s… Continue reading Do I Need a Merchant Account for Stripe?

Merchant Aggregators vs. Merchant Accounts

| May 17, 2016

Merchant Aggregators & Merchant Accounts. Know the difference about your Merchant Services. Making the wrong choice could cost you additional monthly fees.

Many small businesses find that the ability to accept credit and debit cards can help increase their income and ongoing revenue streams. Knowing the difference between Merchant Aggregators and merchant Accounts can be extremely beneficial before applying. Signing up for Merchant Services with a traditional merchant account can seem like a daunting task but oftentimes,… Continue reading Merchant Aggregators vs. Merchant Accounts

Subscription payment processing enables businesses to charge customers on a recurring basis — most often monthly or annually — without requiring a manual entry for each occurrence. This model is the backbone of subscription-based businesses like SaaS companies, streaming services, membership programs, and even meal kit deliveries. A reliable and efficient payment processing system is critical for businesses running on subscriptions. It simplifies transactions, reduces payment failures, and ensures customers don’t jump to a competitor because of a preventable billing issue. In this guide, we’ll break down the different types of subscription payment models, explain how subscription billing works, and walk through the key components that make it all run smoothly.

Subscription payment processing enables businesses to charge customers on a recurring basis — most often monthly or annually — without requiring a manual entry for each occurrence. This model is the backbone of subscription-based businesses like SaaS companies, streaming services, membership programs, and even meal kit deliveries. A reliable and efficient payment processing system is critical for businesses running on subscriptions. It simplifies transactions, reduces payment failures, and ensures customers don’t jump to a competitor because of a preventable billing issue. In this guide, we’ll break down the different types of subscription payment models, explain how subscription billing works, and walk through the key components that make it all run smoothly.

Subscription payment processing enables businesses to charge customers on a recurring basis — most often monthly or annually — without requiring a manual entry for each occurrence. This model is the backbone of subscription-based businesses like SaaS companies, streaming services, membership programs, and even meal kit deliveries. A reliable and efficient payment processing system is critical for businesses running on subscriptions. It simplifies transactions, reduces payment failures, and ensures customers don’t jump to a competitor because of a preventable billing issue. In this guide, we’ll break down the different types of subscription payment models, explain how subscription billing works, and walk through the key components that make it all run smoothly.

Subscription payment processing enables businesses to charge customers on a recurring basis — most often monthly or annually — without requiring a manual entry for each occurrence. This model is the backbone of subscription-based businesses like SaaS companies, streaming services, membership programs, and even meal kit deliveries. A reliable and efficient payment processing system is critical for businesses running on subscriptions. It simplifies transactions, reduces payment failures, and ensures customers don’t jump to a competitor because of a preventable billing issue. In this guide, we’ll break down the different types of subscription payment models, explain how subscription billing works, and walk through the key components that make it all run smoothly.

SecureGlobalPay was created to deliver complete merchant processing solutions for businesses of every size and industry. We are a US based payment services provider supporting retail, high risk, and hard to place merchants across the US, Canada, the EU, and the UK.

We offer end to end payment solutions for card payments, ACH, eCheck, and alternative payment methods across online, MOTO, and mobile channels. Our platform includes fast approvals, transparent pricing, fraud and chargeback protection, and seamless integrations with platforms like Shopify, WooCommerce, and more.

Our founder and CEO, Roland, brings nearly three decades of experience in the payment industry. Throughout his career, he saw too many legitimate businesses being unfairly treated or rejected simply because of their industry, risk profile, or business model.

SecureGlobalPay was built on a simple belief: every legitimate merchant deserves reliable, fair, and professional payment processing, no matter what type of business they run.

SecureGlobalPay was created to deliver end-to-end merchant processing solutions for businesses of all sizes and across every industry. We are a US-based merchant services provider specializing in payment processing for retail, higher-risk, and hard-to-place businesses throughout the US, Canada, the EU, and the UK.

Our team offers complete payment solutions for bank cards, ACH, eCheck, and alternative payment methods, supporting online, MOTO, and mobile transactions. SecureGlobalPay is known for fast approvals, transparent pricing, strong fraud and chargeback protection, and seamless integrations with platforms like Shopify, WooCommerce, and many others.

Our founder and CEO, Roland, brings nearly 30 years of industry experience. Throughout his career, he saw firsthand how many merchants are unfairly treated or mislabeled based on their industry, niche, or perceived risk.

SecureGlobalPay was built on a simple principle: every legitimate business deserves fair access to reliable payment processing, regardless of its business model or vertical.