Merchant Account Glossary Terms-Everything you want to know

Chargeback Protection How to Prevent Disputes

Each transaction involves a certain amount of risk. Purchasers often risk dissatisfaction or disappointment upon receiving a product or service. And merchants always risk the possibility of a customer dispute or fraud. Learn the fine art of Chargeback Protection and How to Prevent Disputes. This risk is not always dependent upon the type of business…

Many businesses that seem totally safe and uncomplicated to you and me, can sometimes be considered high risk by banks and card processing companies. The cumulative effect is that the cost of payment processing services is higher for those businesses than for low risk “regular,” businesses. You may be surprised to learn that old-fashioned bricks…

When discussing Micros аnd How It Integrates with Poynt, we need to focus a bit on some history merchant processing history. MICROS-Rеtаil, thе retail solutions division оf MICROS Systems Inс., is thе lеаding provider оf соmрrеhеnѕivе, bеѕt in сlаѕѕ ѕоlutiоnѕ fоr the wоrldwidе retail аnd dirесt mаrkеtѕ, enabling mеrсhаntѕ tо deliver оn thе сuѕtоmеr еxреriеnсе…

If you have any experience with building an online store, then you are most likely familiar with a Terms and Conditions page. Whether you are a small business selling a few products online or a large corporation with multiple websites, a Terms and Conditions statement gives your customers rules to follow when using your website.…

If you have applied for an online merchant account, you have most likely been asked to submit a website privacy policy to your Merchant Account Provider. It surprises many of our customers when they learn that a privacy policy is one of the required documents that must be on the website before they can receive…

Credit card processing is a complicated system of percentages, fees and points. In the article below we specifically focus on basis points, also referred to as BPS. Let us show you how merchant account fees are calculated using basis points. This will especially help in understanding how a processor uses basis points to generate fees.…

In order for your small business to process credit cards, most merchant account providers will have you go through a fairly detailed Merchant Account Underwriting and application process. This will help to determine the type of risk factors your small business may pose to the merchant service provider and sponsoring bank. Gathering this information is…

If you own a merchant account, then it is most likely you are familiar with the term “PCI Compliance.” It is also just as likely that you may not know exactly what PCI compliance has to do with your business and why we created this easy to understand PCI Compliance Guide. What is PCI Compliance?…

The Address Verification System (AVS) is a system used by financial institutions to help prevent fraudulent credit/debit card purchases. When a credit card transaction is processed through the payment gateway, the issuing bank will request the billing address of the card holder. This information is typically stored on the magnetic strip located on the back…

The use of credit/debit card processing has skyrocketed over the last decade. Accepting credit and debit cards through mobile phones, tablets and computers has made it extremely convenient for businesses to offer payment processing services saving them time and money. One of these services is the Automated Clearing House Network. The Automated Clearing House Network (ACH)…

Merchant Account Glossary Terms

Chargeback Protection: How to Prevent Disputes

What You Pay for a High Risk Merchant Account – Fees, Charges and Reserves

What is Micros аnd How Dоеѕ It Integrate with Poynt?

All About a Terms and Conditions Page for Your Online Store

All About a Merchant Account Privacy Policy

What are Merchant Account Basis Points?

All About Merchant Account Underwriting

PCI Compliance Guide

How the Address Verification System (AVS) Works

How the Automated Clearing House Network (ACH) Function

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