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What Makes a Merchant Account “Risky”?

A High Risk Merchant Account is often difficult to obtain. Many of our clients are surprised to learn that their business is deemed high risk. There are many reasons why a business may be categorized as high risk. Most of it has to do with a bank’s underwriting guidelines. Each bank has a set of guidelines…

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Are You a High Risk Merchant?

What Makes a Business Risky? Every day, banks turn down online merchants that have excellent credit scores, good reputations, and solid revenue streams because they don’t have bricks-and-mortar businesses or enough assets. Banks classify these companies as high-risk merchants because there is a greater chance that these businesses disappear or go bankrupt before they pay back their…

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How to Create a Budget for Your Small Business


Learning to manage a budget for your small business is no easy task. Oftentimes a small business does not receive a fixed income. Instead they must deal with the monthly income fluctuations that are oftentimes seasonal. Most small businesses refer to these income peaks and valleys as “feast or famine.” The unpredictability of income may…

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